Many people think that creating a home workout gym is either too intimidating or too costly. So, often they invest their money in a health club membership not realizing that for the same amount of money (or even less) they can create a very effective gym right in their own home.

For an effective home gym, all that is required is a little bit of planning. Don't fall into the trap of purchasing random fitness equipment because of fancy advertising for the latest infomercial fad or the great "sale" at your local fitness store. That type of purchasing leads to a house littered with equipment that's only use is as a clothes hanger or dust collector. This often happens because the equipment is either useless, poorly constructed or quickly loses its value because it doesn't progress with your fitness level.

To avoid having a basement filled with expensive dust-collecting equipment, keep these points in mind when making a purchase:

1. What are your fitness goals?
2. How often do you realistically think you will use the equipment?
3. What fitness level do you expect to be at in 3, 6, 9 months?
4. Will the equipment meet your needs as you get more fit?
5. Does the equipment offer enough variations in use that you can prevent your body from hitting a plateau?
6. Will you enjoy the exercises or will you grow bored of them?
7. And, of course how much can you afford?

Once you have answered all of the above questions then you are ready to make some purchasing decisions. Of course, how much you can afford to spend may dictate what you can actually purchase. Don't get discouraged. Even for as little as $35, you can create an effective workout that will tone your entire body.

Regardless of what your fitness goals are, there are a plethora of equipment options to consider. For strength training you can choose from free weights, selectorized machines, resistance bands, benches and even no-equipment. For cardiovascular improvements, there are even more options. They range from treadmills, to elliptical trainers, to bikes and beyond.

To help make your decision easier, below are several recommendations:

For a total body workout with a budget of at least $1000, consider the following:

• Treadmill - The best option for cardiovascular equipment because it can be used for running, walking, and even some leg strength training.
• Full dumbbell set - Great for light toning to advance muscle building.
• Fitness Ball - Provides exercise options for toning, strengthening and stretching.
• Resistance Band - Provides another option for strength training.
• Step Bench - Can be used for both cardio workouts and strength training workouts.

For a budget around $100, try:

• Dumbbell set
• Fitness Ball
• Resistance Band
• Jump Rope

For less than $100, consider:

• Three dumbbells sizes (e.g. 5, 10 and 15 pounds)
• Resistance Band
• Jump Rope

If you are limited to purchasing just one very affordable piece of equipment, consider buying a Fitness Ball. It can provide a great upper body workout, a lower body workout, very challenging abdominal workout and a stretching/flexibility workout. And, you can get all of this for around $35.

Also, don't underestimate what you can do with things that are already in your house, like stairs, a chair, milk jugs, etc. Many exercises require no equipment at all.

As you can see, there are a lot of options available for creating a home gym that will meet your individual needs and will provide a lot of workout variety. Even on a shoestring budget, you can still make a wise purchase that will be invaluable in helping you get more fit and healthy.

What are the benefits of working out at home? Well, here are some highlights:

• No wasted time driving to and from a fitness club
• No waiting in line to use the equipment
• Workout on your schedule, rather than just when the health club is open
• Motivation to workout as you pass by the equipment every day

Of course, you will need previous knowledge of how to use your home equipment or you will have to be willing to learn. But, it's not difficult. Most equipment will come with basic instructions and a few sample exercises. You may want to enlist the help of a professional to provide additional exercise options and guidance that will ensure that you get the most out of your fitness equipment through every fitness level stage.

About the Author : Lynn author and certified personal trainer, offers her services online through WorkoutsForYou.com . Workouts For You provides affordable online exercise programs to help even the busiest of people lose weight, tone-up, build muscles, increase stamina and more via the Internet. Let us guide you one-on-one through your fitness journey. Visit: WorkoutsForYou.com for a free sample workout.